惠昶金業有限公司 IWC BULLION LIMITED

金銀網上交易協議

致 : 惠昶金業有限公司

鑑於貴公司同意以本人/吾等名義開立金銀交易賬戶(「賬戶」)及透過惠昶金融網服務運作賬戶,以進行金銀買賣,本人/吾等同意貴公司根據以下條款及條件及受此等條件規限,透過惠昶金融網服務而運作賬戶:-

  1. 定義及解釋

「存取代碼」 指密碼及用戶識別碼
「賬戶」 指本人/吾等在貴公司開立並透過惠昶金融網服務運作之互聯網交易賬戶
「客戶」 一詞用於本協議時,如客戶為個人,則包括客戶本人,其遺囑執行人及遺產管理人;如客戶為獨資經營商號,則包括東主,其遺囑執行及遺產管理人,以及其業務繼承人;如客戶為合夥經營商號,則包括上述客戶賬戶仍維持之時商號之各合夥人,其遺囑執行人及遺產管理人,以及此後加入或曾經成為商號合夥人之任何其他人土,其遺囑執行人及遺產管理人,以及遂該合夥商號之繼承人;如客戶為公司,則包括該公司及其繼承人
「惠昶」 指惠昶金業有限公司
「惠昶金融服務」 指由惠昶根據本協議提供之互聯網交易服務,包括載於惠昶網址之任何資料及其中所涉軟件
「密碼」 指聯同用戶識別碼使用為求接通服務之本人/吾等個人密碼
「用戶識別碼」 指聯同密碼使用為求接通服務之同戶識別碼

2. 承諾及保證
2.1. 本人/吾等認知市場資訊的供應者並不保證所提供的市場資訊或其他任何人仕所提供的其他資訊及時性,次序,準確及完整性,惠昶或其他資訊發放人仕不會就任何提供的資訊,消息,亦不會對有關傳送或發放該等資訊或消息的任何不確,錯誤,遞延或遺漏負責,或因該等不確,錯誤,遞延或遺漏或未能執行有關服務或該等資料,資料或消息之傳送中斷而引致的任何損失或損害負任何責任,除非該等損失或損害因惠昶或其職員或授權代表或代理人的嚴重疏忽或欺詐行為或不誠實行為做成。
2.2. 本人/吾等為惠昶金融網服務根據本合約條文之唯一之授權用戶,本人/吾等為用戶識別碼及密碼的保密及保安唯一的負責人,本人/吾等將為所有根據本人/吾等之用戶識別碼及密碼所有買賣指示唯一的負責人。

2.3.(甲) 本人/吾等明暸惠昶金融網服務為一服務設備使本人/吾等可以發出電子交易訊息及收取由惠昶不時決定的資訊,惠昶有權對本人/吾等發出合理的通知下,對發放的資訊訂明條件及限制。
(乙) 本人/吾等承諾將根據本合約的條文及惠昶不時提供的操作政策及程序使用惠昶金融網服務。
(丙) 本人/吾等認知惠昶金融網服務及其中的軟件為惠昶所擁有或授權使用,本人/吾等保證及承諾本人/吾等將不會或企圖更改,改動,反編碼,或其他任何改動,亦不會企圖未經惠昶同意進入任何惠昶金融網任何部份或其中任何軟件中,本人/吾等同意惠昶有權隨時停止賬戶操作而不需通知本人/吾等,本人/吾等亦認知如本人/吾等違犯本保證及承諾,或惠昶任何時間有理由懷疑本人/吾等已違犯本保證及承諾,惠昶可能會對本人/吾等作出法律訢仲。本人/吾等承諾如本人/吾等發覺任何其他人仕作出上述行為,會立即知會惠昶, 如本人/吾等對賬戶停止操作有任何疑問,本人/吾等將會至電惠昶熱線。

2.4. 本人/吾等將會立即通知惠昶如:-
(甲) 一電子交易指示已經由惠昶金融網服務發出但有關的鑑定參考編號並未由惠昶收到,
(乙) 一電子交易指示已經由惠昶金融網服務發出但準確的確認成交或交易確認並未由惠昶收到,
(丙) 本人/吾等收到交易確認(無論為文字, 或電子指示或以口頭確認)有關於交易而本人/吾等並無發出該等指示或懷疑有人在非授權下進入惠昶金融網服務而進行非授權電子指示,
(丁) 本人/吾等懷疑或察覺有任何非授權下透露本人的密碼及用戶識別碼,如本人/吾等未有發現上述事故後盡快通知惠昶, 惠昶及其職員,代理人或授權代表將不需對本人/吾等或任何其他人仕因處理, 錯誤處理或失去有關電子指示而引起的任何索賞。

2.5. 本人/吾等同意如本人/吾等由惠昶金融網服務經歷任何困難,本人/吾等將利用其他方法包括惠昶的電話服務與惠昶聯絡。

2.6. 本人/吾等將採取適當的措施確保證本人/吾等的所有電腦系統及軟件為安全及無任何病毒。

2.7. 惠昶將採取適當的措施確保任何惠昶提供的惠昶金融網服務的軟件將為:
(甲) 並無失誤,
(乙) 並無病毒,
(丙) 不間斷的,
(丁) 可與其他軟件相容,
(戊) 可以提供任何設施或功能以提供本人及惠昶可以根據本合約的條文進行指示及交易,本人/吾等應保留所有交易紀錄作為本人/吾等參考之用。

    1. 惠昶及本人/吾等將盡力確保所有惠昶及本人/吾等經惠昶金融網服務之間的通訊不會被其他未經授權人仕的閱讀,接收或干擾。

 

    1. 惠昶將不會因輸入錯誤或不正確的報價如錯入大碼所負責,惠昶保留所有權利因上述錯誤而修正賬戶的結餘,所有因上述錯誤而產生的爭議將以錯誤時的公平市場價格與以修正。

 

    1. 雖然惠昶或會被通知惠昶金融網服務有可能有損壞或失效,惠昶將不會因惠昶金融網服務因惠昶或惠昶金融網服務不能支配原因,引起之不便延誤,失誤或未能使用而引至的任何交易虧損,未能賺取的利潤或其他損失負責。

 

    1. 惠昶將不會因使用惠昶金融網服務因惠昶未能控制原因包括但不止於電力故障,機械設備或通訊線路,電話或其他聯絡問題而引至的任何損失負責。
    1. 雖然惠昶將盡力確保經惠昶金融網服務所提供的資訊準確性,惠昶將不接受任何人仕因使用或利用該等資訊而引至之任何責任或因此而引至的任何損失。

 

    1. 惠昶並不會提出惠昶金融網服務的任何資訊申述,及不會作出任何明確或暗示或有條件的保證。

 

    1. 本人/吾等承認,鑑於未可預測之通訊阻塞及其他原因,互聯網與生俱來便是一項不可完全倚賴之通訊媒介,而此種不可完全倚賴程度乃超出惠昶之控制範圍。本人/吾等承認,鑑於此種不可完全倚賴程度,傳送及接收指示及其他資料時會出現延誤,此舉可能會拖延指示之執行,及/或按有別於發出指示時之市價去執行指示。本人/吾等繼而承認及同意,任何通訊均存在誤解或錯誤之風險,而此等風險須完全由本人/吾等承擔。本人/吾等承認及同意,在發出指示後,通常不能將之取消。

3. 終止合約
3.1. 本協議之任何一方可隨時以書面通知對方終止本協議,惟於惠昶以書面通知本人/吾等(通知不能不合理地不予發出),惠昶鑑於本人/吾等並無於賬戶中或於惠昶任何成員公司之其他賬戶中欠下款項而接納本人/吾等之終止通知之前,本協議不得被視作被本人/吾等終止。該通知不會影響惠昶於收到該書面通知前所訂立之任何交易,亦不會損害收到該通知前惠昶或本人/吾等之任何權利、權力或責任。

3.2. 在依照第3.1 段之規定發出通知後,本人/吾等同意惠昶可終止本人/吾等名下於惠昶之所有賬戶(包括賬戶),轉換所有於該等賬戶或代該等賬戶持有之款項為港元,並且將該等賬戶之任何證券變現,而當全數繳付本人/吾等欠負惠昶任何成員(按適用情況)之所有款項後,惠昶須:
(甲) 把任何於該等賬戶之結餘計入本人/吾等之銀行賬戶內,
(乙) 以郵寄方式寄發數額為該等賬戶結餘之支票予本人/吾等最後報稱之地址(郵誤風險由本人/吾等承擔),或
(丙) 直接向本人/吾等或向本人/吾等經正式授權之代理人或授權人交付數額為該等賬目結餘之支票;並向本人/吾等寄出有關該等賬戶之證券之一切所有權文件。

4. 一般事項
4.1. 倘本協議之任何條文被任何法院或監管機構或機關判定為無效或不能強制執行,則該項有關無效或不能強制執行之判定只適用於該條文。其餘條文之有效性將不會因此受到影響,而本協議將繼續獲得執行,猶如該無效或不能強制執行之條文並無載於本協議內一樣。

4.2. 倘吾等包括多於一人或一方,吾等每一個人或一方所負之責任為共同及各別,而提述吾等時詮釋為吾等任何或每一個人或一方(視情況而定)。惠昶有權各別與吾等任何一人或一方磋商,包括於並無影響其他人之法律責任之情況下解除任何法律責任。

4.3. 倘本人/吾等以傳真形式發出任何書面指示或任何其他書面通訊,本人/吾等在此不可撤回地授權惠昶接納由本人/吾等發出之該項傳真訊息,作為由本人/吾等發出之原有指示或訊息,而本人/吾等將於惠昶提出要求時,就惠昶因接納、依賴該等指示或通訊或按該等指示或通訊而行事所招致或蒙受之一切損失、損害賠償、利息、成本、開支、訴訟、索求、索償、法律程序等悉數作出彌償。本人/吾等得悉,任何交予惠昶之通告及通訊,均須送交或交付或傳達(視乎情況而定)予惠昶不時具報之地址或地點。

4.4. 所有給予本人/吾等之通告及通訊,可用郵遞方式寄往惠昶記錄內不時顯示之本人/吾等任何一個商業、住宅或通訊地址,或將該等通告及通訊交付予本人/吾等或交付往該地址,或以電傳、傳真、電話或電郵傳送往為此而不時通知惠昶之號碼或地址,方為有效地發出。所有給予本人/吾等之通告及通訊,將於(a)郵寄該通知後第二個營業日(於郵寄之情況下),及(b)於交付時(於當面交付之情況下)、發出時(於使用電傳之情況下)或傳達時(於使用電話、傳真或電郵之情況下)(該等通告及通訊毋須由 貴公司代表簽署),均視作已被收妥。

4.5. 於任何通告、函件、確認書或其他通訊及賬單所指或提及之每一項交易,將被視作及當作已獲授權及正確,並經由本人/吾等批准及確認,除非惠昶於該等通告、函件、確認書或其他通訊被視作由本人/吾等收妥後五天內,接獲本人/吾等所作與之相反之書面通知,則作別論。

4.6. 在法律容許之範圍內,惠昶可不時通知本人/吾等,修訂本協議之任何條件及條款。該等修訂於本人/吾等被視作接獲惠昶之通告時立即生效。本人/吾等得悉及同意,倘本人/吾等不接受惠昶不時通知之任何修訂,本人/吾等將有權按第3 段之規定而終止本協議。

4.7. 惠昶於任何時間未能堅持嚴格遵守本協議之任何條件或條款或惠昶方面持續該行為,於任何情況下均不構成或被視為惠昶放棄任何惠昶之權力、權利、補償或特權。

4.8. 除非獲得惠昶之書面許可,否則本人/吾等不得將本協議下任何本人/吾等之權利及/或義務轉讓予任何其他人士。

5. 管制法律及提交司法管轄
5.1. 本協議及根客戶協議產生的所有權利、義務及責任均受香港法律管轄,並按照香港法律解釋。

5.2. 客戶及交易商茲以不可撤回方式將所有因本協議而產生之事宜提交非專屬司法權之香港法院管轄。

Gold & Silver Electronic Trading Agreement

To : IWC BULLION LIMITED

In consideration of your agreeing to open a Gold & Silver trading account(s) (the “Account”) and operating the Account through IWCB Web Service in my/our name for the purpose of and in connection with the sale and purchase of Gold & Silver contracts, I/We agree that the Account shall be operated by you through your IWCB Web Service in accordance with and subject to the following terms and conditions:-

1. Definition and Construction
“Access Codes” means together the Password, and the User ID

“Account” means the account or accounts of the Client with IWCB

“Client” means wherever used shall in the case where the client(s) is/are individual(s) include the client(s) and his/their respective executor(s) and administrator(s) and in the case where the Client is sole proprietorship firm include the sole proprietor and his executor(s) and administrator(s) and his or their successors(s) in the business and in the case of a partnership firm include the partners who are the partners of the firm at the time when the client's said account or accounts are being maintained and their respective executor(s) and administrator(s) and any other person or persons who shall at any time hereafter be or have been a partner of and in the firm and his/their respective executor(s) and administrator(s) and the successor(s) to such partnership business and where the client is a company include such company and its successors.

“IWCB” means IWC BULLION LIMITED

“IWCB Web Service” means the on-line trading service provided by IWCB, any information contained therein and the software comprised in them

“Password” means my/our personal password used in conjunction with the User ID to gain access to the IWCB Web Service

“User ID” means my/our personal identification used in conjunction with the Password to gain access to the service

“Service” means the facility which enables me/us to give electronic instruction and the information service provided by IWC

2. Acknowledgement and Warranties
2.1. I/We acknowledge that suppliers of market data do not guarantee the timeliness, sequence, accuracy or completeness of market data or any other market information, or messages disseminated by any party. Neither IWCB nor any disseminating party will be liable in any way, for (a) any inaccuracy, error, or delay in, or omission of (i) any such data, information, or message; or (ii) the transmission or delivery of any such data, information or message; or (b) any loss or damage arising from or occasioned by (i) any such inaccuracy, error, delay or omission, (ii) non-performance, or (iii) interruption of any such data, information, or message, except to the extent that same is caused by the gross negligence, fraud or dishonesty on the part of IWCB, its employees, agents or representatives.

2.2. I/We am/are the only authorised user of IWCB Web Service under these Terms and Conditions. I/We am/are solely responsible for the confidentiality, security and use of the User Name and Password. I/We shall be solely responsible for all orders entered through the use of IWCB Web Service using my/our User Name and Password.

2.3. (a) I/We understand that IWCB Web Service is a facility which enables me/us to send Electronic Instructions for transactions provided herein and to receive such information as determined by IWCB from time to time and IWCB shall be entitled to impose conditions and restrictions in relation thereto by reasonable notice to me/us given in such manner as IWCB considers appropriate.
(b) I/We undertake to use IWCB Web Service only in accordance with these Terms and Conditions and the operational policies and procedures relating to IWCB Web Service provided by IWCB from time to time.
(c) I/We acknowledge that IWCB Web Service, and the software comprised in them, are licensed or proprietary to IWCB. I/We warrant and undertake that I/we shall not, and shall not attempt to, tamper with, modify, decompile, reverse engineer or otherwise alter in any way, and shall not attempt to gain unauthorised access to, any part of IWCB website or any of the software comprised in them. I/We agree that IWCB shall be entitled to suspend the Account immediately without notice to me/us, and the I/we acknowledge that IWCB may take legal action against me/us, if I/we at any time breach this warranty and undertaking or if IWCB at any time reasonably suspects that I/we have breached the same. I/We undertake to notify IWCB immediately if I/we become aware that any of the actions described in this paragraph is being perpetrated by any other person. In case I/we have any question on the suspension of the Account, I/we should call IWCB customer service hotline for clarification.

2.4. I/We shall immediately notify IWCB if
(a) an Electronic Instruction has been placed through the use of IWCB Web Service but a reference in the form of an order identification number was not received on line from IWCB,
(b) an Electronic Instruction has been placed through IWCB Web Service but an accurate acknowledgement of its execution or a trade identification was not received on line from IWCB
(c) I/We have received acknowledgement (whether in writing or given electronically or orally) of the execution of a transaction for which I/we did not instruct or there is any suspicion of unauthorised Electronic Instruction being given or unauthorised access to IWCB Web Service being made; or
(d) I/We become suspicious of or aware of any unauthorised disclosure or use of my/our User Name and Password. If I/We fail to notify IWCB as soon as practicable when any of the above events occur, neither IWCB nor its employees, agents or representatives shall have any responsibility or liability to me/us or to any other person whose claim may arise through me/us for any claims with respect to the handling, mishandling or loss of any Electronic Instructions.

2.5. I/We agree that should I/we experience any problems with IWCB Web Service, I/we shall use alternate methods including the use of IWCB telephone service to communicate with IWCB.

2.6 .I/We shall take reasonable steps to ensure that all my/our computer systems and software are, and undertakes to ensure that they remain, virus free and secured.

2.7. IWCB will take reasonable steps to ensure that any software provided by IWCB for the purposes of enabling the use of IWCB Web Service will be:
(a) error free;
(b) virus free;
(c) uninterrupted;
(d) compatible with any other software; or
(e) capable of providing any facilities or functions to enable me/us and IWCB to instruct and deal in accordance with these Terms and Conditions. I/We understand that I/we should keep all transaction records for my/our reference.

2.8. IWCB and we/us will use their best endeavours to ensure that any communications between IWCB and me/us via IWCB Web Service will not be read, received or interfered with by any unauthorised person.

2.9. IWCB shall not be liable for any quoting errors which occur due to a mistyping of a quote or missing an erroneous price request from me/us by any employees, agents, or representatives of IWCB, like wrong big figure quote. IWCB reserves the right to make necessary corrections or adjustments on the Accounts involved should there be any errors in the account balances resulting from the aforesaid. Any dispute arising from such quoting errors will be resolved on a basis of a fair market value of a currency a time such an error occurred.

2.10. IWCB shall not be liable for any consequential, incidental, special, or indirect loss or damage (including lost profits, trading losses and damages) that result from inconvenience, delay, failure or inability in the use of the IWCB Web Service that are beyond the control of IWCB or the IWCB Web Service provider even if IWCB has been advised of the possibility of such loss or damages.

2.11. IWCB shall not be liable for any losses resulting from or in connection with the use of IWCB Web Service due to a cause over which IWCB does not have control, including but not limited to the failure of electronic or mechanical equipment or communication lines, telephone or other connection problems.

2.12. Whilst every effort is made to ensure the accuracy of information available through IWCB Web Service, IWCB accepts no responsibility for any use made of the information provided and will not be liable for any loss suffered thereby.

2.13. IWCB makes no representation and gives no warranty or condition, express or implied with regard to the information provided within the IWCB Web Service.

2.14. I/We acknowledge that the Internet is, due to unpredictable traffic congestion and other reasons, an inherently unreliable medium of communication and that such unreliability is beyond your control. I/We acknowledge that, as a result of such unreliability, there may be delays in the transmission and receipt of Instructions and other information and that this may result in delays in the execution of Instructions and/or the execution of Instructions at prices different from those prevailing at the time the Instructions were given. I/We further acknowledge and agree that there are risks of misunderstanding or errors in any communication and that such risks shall be absolutely borne by me/us. I/We acknowledge and agree that it shall not usually be possible to cancel an Instruction after it has been given.

3. Termination
3.1. This Agreement may be terminated at any time by written notice given by either party to this Agreement provided that this Agreement shall not be deemed to be terminated by me/us until you have advised me/us in writing (which notice may not be unreasonably withheld) that you accept my/our termination notice on the basis that I/we do not have any outstanding balances in the Account. Such notice shall not affect any transaction entered into by you prior to your receipt of such written notice and shall be without prejudice to any of the rights, powers or duties of you or me/us prior to such receipt.

3.2. Upon the issue of the notice pursuant to paragraph 3.1, you may terminate all accounts (including the Account) in my/our name with you and convert all monies held in or for such accounts into Hong Kong dollars and realise any open position in such accounts and subject to the full payment of all money owed by me/us to you, you shall:
(i) credit any balance on such accounts to my/our bank account;
(ii) send by post at the risk of my/our account to my/our last known address a cheque in the amount of the credit balance of such accounts; or
(iii) deliver to me/us personally or to my/our duly authorised agent or attorney a cheque in the amount of the credit balance of such accounts; and send to me/us all documents of title relating to the Securities in such accounts.

4. Provisions
4.1. If any provision of this Agreement shall be held to be invalid or unenforceable by any court or regulatory agency or body, such invalidity or unenforceability shall attach only to such provision. The validity of the remaining provisions shall not be affected thereby and this Agreement shall be carried out as if any such invalid or unenforceable provision were not contained here.
4.2. Where we consist of more than one person, the liability of each of us shall be joint and several and references to us shall be construed, as the context requires, to any or each of us. You shall be entitled to deal separately with any of us including the discharge of any liabilities to any extent without affecting the liability of the others.

4.3. Where any written instruction or any other written communication from me/us is given by facsimile, I/we hereby irrevocably authorise you to accept such facsimile message from me/us as the original instruction or communication from me/us, and I/we shall fully indemnify you on demand against all loss, damage, interests, costs, expenses, actions demands, claims, proceedings whatsoever which you may incur, suffer or sustain as a result of or arising from your acceptance, reliance on or acting upon those instructions or communication. I/We acknowledge that any notices and communications to you shall be sent or delivered or communicated (as the case may be) to any address or location as notified by you from time to time.

4.4. All notices and communications to me/us may be effectively given by mailing the same by post addressed to me/us at any of my/our business, residential or mailing addresses as they appear from time to time on your records, or by delivering the same to me/us or to any such address, or by telex, facsimile or telephone or e-mail to any number or address notified to you from time to time for the purpose and shall be deemed to be received (a) on the second business day after such notice is mailed (in the case of post), and (b) when delivered (in the case of personal delivery), sent (in the case of telex) or communicated (in the case of telephone, facsimile transmission or e-mail) and that no such notice or communication need be signed on your behalf. Notices and other communications delivered to me/us through email shall be deemed to have been personally delivered to me/us, in the case of delivery through email, upon receipt of a message confirming receipt.

4.5. Every transaction indicated or referred to in any notice, statement, confirmation or other communication and every statement of account shall be deemed and treated as authorised and correct and as ratified and confirmed by me/us unless you shall receive from me/us written notice to the contrary within five days after the date after such notice, statement, confirmation or other communication is deemed to have been received by me/us.

4.6. To the extent permitted by law, you may form time to time amend any of the terms and conditions of this Agreement by notifying me/us and such amendments shall come into effect immediately upon my/our deemed receipt of your notice. I/We acknowledge and agree that if I/we do not accept any amendments as notified by you from time to time, I/we shall have the right to terminate this Agreement in accordance with paragraph 3.

4.7. Your failure to insist at any time on strict compliance with any of the terms or conditions of this Agreement or any continued course of such conduct on your part shall in no event constitute or be considered as a waiver by you of any of your powers, rights, remedies or privileges.

4.8. I/We shall not assign any of my/our rights and/or obligations under this Agreement to any other party except with your prior written consent.

4.9. This Agreement and the terms and conditions contained therein are independent of any other agreement entered into between me/us and IWCB and shall not be read, interpreted, construed or regarded as subsititution or replacement of any terms and conditions contained in the other documents.

5. Governing Law
5.1. This Agreement and all rights, obligations and liabilities under this Agreement shall be governed by and construed in accordance with the laws of Hong Kong .

    1. I/We and IWCB hereby irrevocably submit the non-jurisdiction of the courts of Hong Kong in relation to

all matters arising from this Agreement.